Catalytic capital for healthcare providers and plans serving low-income communities
Vital Healthcare Capital (V-Cap) provides flexible financing and development services in support of quality healthcare and good healthcare jobs.
OUR LOAN PRODUCTS
Business Loans
For working capital, including for expansion, revenue cycle, or new programs; and infrastructure and equipment.
Facilities Loans
For the acquisition, construction, renovation, or initial start-up costs for facilities across the health continuum of care in low-income communities.
Bridge Loans
To enable borrowers to move projects and programs forward with a clear source of take-out financing.
Criteria
V-Cap considers financing for high quality healthcare providers demonstrating a positive impact on healthcare delivery and healthcare jobs in low income communities. All prospective borrowers must have strong organizational and financial management and a sustainable business model. All loans must meet V-Cap’s due diligence and underwriting standards and be approved by its Loan Committee.
Eligible borrowers include but are not limited to:
- Community health centers (e.g. Federally Qualified Health Centers (FQHCs), FQHC Look Alikes (LALs)), rural health clinics)
- Safety net hospitals
- Mental health clinics
- Substance abuse treatment programs
- Certified Community Behavioral Health Clinics (CCBHCs)
- Long-term services and support organizations (LTSS)
- Provider consortial (e.g., health homes, IPAs)
Development Services
In addition to providing financing, V-Cap assists prospective borrowers with supplemental services that help borrowers to improve health and jobs in low-income communities. Services may include financial advisory support, market assessment and development planning, and workforce planning.
