Catalytic capital for healthcare providers and plans serving low-income communities

Vital Healthcare Capital (V-Cap) provides flexible financing and development services in support of quality healthcare and good healthcare jobs.


Business Loans

For high quality healthcare organizations with specific opportunities to expand or augment services.  Business loans can be used for working capital; infrastructure, equipment or information systems; or as cash reserves to meet regulatory requirements.

Facilities Loans

For the acquisition, construction, renovation, or initial start-up costs for healthcare facilities in low-income communities. 

Gap Financing and Bridge Loans

For healthcare providers to respond rapidly to specific opportunities in their markets, with a clear source of take-out financing.


V-Cap considers financing for high quality healthcare providers and plans demonstrating a positive impact on healthcare delivery and healthcare jobs in low income communities. All prospective borrowers must have strong organizational and financial management and a sustainable business model.   All loans must meet Vital Healthcare Capital’s due diligence and underwriting standards and be approved by its Loan Committee.

Development Services

In addition to providing financing, V-Cap assists prospective borrowers with supplemental services that help borrowers to improve health and jobs in low-income communities.  Services may include financial advisory support, market assessment and development planning, and workforce planning.