Catalytic capital for healthcare providers and plans serving low-income communities
Vital Healthcare Capital (V-Cap) provides flexible financing and development services in support of quality healthcare and good healthcare jobs.
OUR LOAN PRODUCTS
For working capital, including for expansion, revenue cycle, or new programs; and infrastructure and equipment.
For the acquisition, construction, renovation, or initial start-up costs for facilities across the health continuum of care in low-income communities.
To enable borrowers to move projects and programs forward with a clear source of take-out financing.
V-Cap considers financing for high quality healthcare providers demonstrating a positive impact on healthcare delivery and healthcare jobs in low income communities. All prospective borrowers must have strong organizational and financial management and a sustainable business model. All loans must meet V-Cap’s due diligence and underwriting standards and be approved by its Loan Committee.
Eligible borrowers include but are not limited to:
- Community health centers (e.g. Federally Qualified Health Centers (FQHCs), FQHC Look Alikes (LALs)), rural health clinics)
- Safety net hospitals
- Mental health clinics
- Substance abuse treatment programs
- Certified Community Behavioral Health Clinics (CCBHCs)
- Long-term services and support organizations (LTSS)
- Provider consortial (e.g., health homes, IPAs)
In addition to providing financing, V-Cap assists prospective borrowers with supplemental services that help borrowers to improve health and jobs in low-income communities. Services may include financial advisory support, market assessment and development planning, and workforce planning.