Steve provided the vision and leadership to create Vital Healthcare Capital. He formerly led the SEIU Capital Development Group, which developed double bottom line investment vehicles across multiple asset classes with a focus on healthcare More
and workforce impact; and provided financial and social impact analysis to U.S. and global institutional investors. He previously was Industrial Development Director for the trade union UNITE, where he led industrial development initiatives, pioneered strategic partnerships on high performance work systems, and supported social enterprises. Earlier in his career he led a community organization based in a neighborhood health clinic which advocated on environmental health, housing, and employment issues. Steve received an MBA from the MIT Sloan School of Management, and a BA from Yale University.
Chief Lending Officer
Al brings to V-Cap more than 25 years’ experience in housing, healthcare and community development finance. He was Director of Originations for Enterprise Community Investment, where he helped lead Enterprise’s expansion into the More
community health sector. His experience includes developing medical clinics and supportive housing for people with HIV/AIDS; and originating, underwriting and structuring complex transactions to finance supportive housing, community health clinics, and economic development projects. Al serves on the Board of the Housing Development Fund. He holds an MPA from Princeton University and a BA from Brown University.
Ben L. Bynum, M.D.
Co-Director, Community Healthcare Investments
Ben was part of the planning team for Vital Healthcare Capital. Dr. Bynum previously worked for angel investor and philanthropist, Josh Mailman, to provide growth capital to scale minority owned businesses. He also consulted at Imprint Capital Advisors More
to strategize for charitable Foundations to create and execute impact investing portfolios. As an Adjunct Professor at Berkeley College, Dr. Bynum has lectured on healthcare innovations in low income communities. He is on the Board of Directors of the national School-Based Health Alliance. Dr. Bynum received an MD from Howard University College of Medicine and an MBA/MPH at Columbia Business School and Columbia University Mailman School of Public Health, where he was recognized as a W.E.B. Dubois Scholar.
Co-Director, Community Healthcare Investments
Montsine was previously Senior Manager for Population Health Strategy at HealthFirst, the provider sponsored health plan in New York, where she led initiatives related to provider quality improvement, home and community based care, and community-based pharmacies. More
Her community health career has included a turnaround for a primary care practice, analysis and development of clinical services at Planned Parenthood, and population engagement for the Harlem Health Promotion Center. She received her MBA from Columbia Business School, and MPH from the University of Michigan School of Public Health, and BA from University of Michigan.
Associate, Community Healthcare Lending
Kristina previously worked at Barclays and Lehman Brothers, primarily as an equity analyst on an Institutional Investor-ranked team. Focused on the commercial real estate sector, she built financial and More
valuation models to forecast company earnings and industry trends and analyzed and formulated investment recommendations. She holds the Series 7, 63, 86, and 87 licenses and earned a BBA with a concentration in Finance from The George Washington University.
Roger is a partner at Bredhoff & Kaiser, P.L.L.C., where he focuses on assisting non-profit organizations, with particular emphasis on complex commercial contracts. Mr. Pollak also assists clients with the creation of new non-profits, including incorporation, More
qualification for tax exemption, and Board management issues, as well as providing ongoing general counsel. Mr. Pollak received his JD from Yale University and his MBA from the Yale School of Management. He holds a BS from the University of California at Berkeley, College of Natural Resources.
Chief Financial Officer
Ken’s extensive financial management career includes serving as CFO for multiple organizations, including: St. Dominic’s Home (an organization serving individuals with developmental disabilities), the Primary Care Development Corporation (PCDC), More
and Sesame Workshop (a not-for-profit organization providing educational learning resources through media), among others. Mr. Gruber holds a BA in Accounting from Ithaca College.
Meet Our Board
Howard is Corporation Counsel for the City of Hartford. He previously served as Executive Director of the Partnership for Strong Communities, Deputy Treasurer of the State of Connecticut, and Counsel to the CT Lt. Governor. More
He has served on the board of the Universal Healthcare Foundation of Connecticut, and on the Board of the Connecticut Health and Financing Authority. Mr. Rifkin is an expert in public finance.
Jose recently retired from Citigroup as a Director, managing Finance & Operations in the Citi Community Development & Microfinance Groups. He formerly was a Citi Community Investment and Lending Director, as well as the Planning More
and Development Director for the Unity Council in Oakland. Jose has served extensively on the Boards of community and civic organizations including EARN, Coro San Francisco, the Marcus Foster Educational Institute, the East Bay Asian Local Development Corporation, the Oakland Planning Commission and the Oakland Chamber of Commerce.
Deborah is a Partner at Manatt, Phelps & Phillips, LLP where she advises states, providers and other stakeholders on the requirements and opportunities presented by healthcare reform. She is the former Medicaid Director and Deputy Commissioner More
of Health for New York State. In this capacity, she was responsible for coverage, care and payment policies for over 4 million children and adults. Deborah has over 20 years of health policy experience, focused on improving healthcare payment and delivery to low and moderate income populations.
Steve is the retired CFO of the Service Employees International Union (SEIU) and Co-Chair of the Board of Trustees of the SEIU National Industry Pension Fund. He is a recognized leader in the field of responsible investing, and a former member of the Board of Directors of the Council More
of Institutional Investors.
Martin is Co-founder and CEO of Self-Help and the Center for Responsible Lending. Martin is a nationally recognized expert on development finance and has been honored by the John D. and Catherine T. MacArthur Foundation, AARP, More
Opportunity Finance Network, and the Leadership Conference for Civil Rights. Mr. Eakes currently serves on the Board of Trustees of the Ford Foundation.
Lou is Co-Founder and Senior Managing Partner of GESD Capital Partners. He currently serves as Chairman of Andre Boudin Bakeries, Inc., and as Chairman of Milton’s Baking Company. He is a member of The Great Atlantic & Pacific Tea Company More
Board of Directors. He is past Executive Chair of Pabst Brewing Company, past Chair and CEO of Pacific Coast Baking Company and Mothers Cake and Cookie Company. He has practiced corporate, business and labor law in California since 1974. Additionally, he has held several appointed public service positions throughout his career including appointments on numerous not-for-profit boards.
Kavita Patel, M.D.
Kavita Patel is a Fellow and Managing Director in the Engelberg Center for Health Care Reform at the Brookings Institution and a practicing physician at Johns Hopkins Medicine. She served as director of policy for the Office of More
Intergovernmental Affairs in the White House, where she played a critical role in policy development connected to health reform. She formerly was deputy staff director on health for the late Senator Edward Kennedy. She has extensive research and clinical experience, including as a researcher at the RAND Corporation and as a practicing physician in both California and Oregon.
Al Bass, Jr.
Al is Director, Commercial Lending Asset Quality at Self-Help, a pioneering community development lender based in North Carolina. Al has senior responsibility for managing a commercial loan portfolio comprising 750 loans More
valued in excess of $200 million. He serves as an underwriter and voting member of Self-Help’s Commercial Loan Credit Committee.
Lee is Senior Vice President and Managing Director of Wells Fargo’s New Markets Tax Credit Program. His team has completed over $1.2 billion dollars of transactions into some of the nation’s hardest hit local economies. With an annual investment goal of More
$400+ million, the portfolio includes investments in mixed-use, community facilities and financial intermediaries that provide small business lending, and operating businesses. These investments have created and protected tens of thousands of employment opportunities for many low-income communities.
Kevin is Vice President and lead hospital underwriter with Lancaster Pollard, a financial services firm that specializes in providing capital funding to the healthcare, senior-living and housing sectors. Prior to assuming his current role, More
Kevin focused his efforts on the analysis of long term care and acute care organizations, providing support on a wide range of bond transactions and mortgage loans for rehabilitation, new construction and refinance projects. He has been involved in the underwriting and closing processes for over 50 transactions totaling more than $400 million.
Emily is Director of Health Center Finance at the Local Initiatives Support Corporation (LISC), one of the largest community development financial intermediaries in the U.S. She created and oversees LISC’s health center finance program, More
including a $100 million financing fund to increase primary healthcare access in low-income communities across the U.S. Emily previously served as Director, Capital Investment at the Primary Care Development Corporation, where she led a five-person team which financed $80 million in primary care facilities in low-income communities.