2017 High Impact Loan Program

Vital Healthcare Capital (V-Cap) is offering a limited pool of advantaged capital for high impact healthcare projects in low-income communities. This program helps providers move critical projects forward amid an uncertain healthcare policy environment, and a shifting interest rate environment.

Program Details

Loan Size
$500,000 – $4,000,000
Interest Rate
Between 3.5% – 4.5% (Rate based on duration, risk, and use of funds)
Loans up to 3 years, or for longer term loans with a rate reset at or before 3 years.
Eligible Uses
  • Pre-development
  • Facility construction or renovation
  • Bridge to permanent financing or government/donor grants
  • Business loan for expansion, revenue cycle, or new program
  • Infrastructure and equipment
Eligible Borrowers

Healthcare providers serving low-income populations, including but not limited to:

  • Community Health Centers
  • Behavioral Health Providers (e.g. mental health clinics, substance abuse disorder treatment providers)
  • Long term services and supports organizations
  • Specialty and supportive services for medically complex populations
  • Provider consortia (ACO, IPA, etc.)
  • Limited pool of funds with rolling commitments
  • Priority to high impact organizations and projects
  • Loans must close before June 30, 2018