We invest in care that works for communities in need.
Vital Healthcare Capital (V-Cap) provides flexible financing and development services to support quality healthcare and good healthcare jobs in low-income communities.
V-Cap is a national nonprofit [501(c)3] financial organization, and was certified as a Community Development Financial Institution (CDFI) in 2015.
V-Cap seeks projects across the continuum of care, emphasizing integrated, person-centered, and cost effective models of care. V-Cap prioritizes projects that enable at-risk populations to live healthier lives, and contribute to the community’s economic health by valuing frontline healthcare workers.
V-Cap provides flexible loans to community health centers, mental health and substance abuse treatment providers, providers of aging services and long-term care, and specialty services for high medically complex populations. Loans can support capital needs in the range of $500,000 to $5,000,000, including:
- Facility acquisition, construction, renovation or expansion
- Medical and office equipment purchases
- Hardware, software, installation and technical assistance costs associated with health information technology systems
- Working capital for expenses associated with new or expanded services
All borrowers must demonstrate strong organizational and financial management and a sound and sustainable business model. All loans must meet V-Cap’s due diligence and underwriting standards, and be approved by V-Cap’s Loan Committee.
Better integrated or coordinated care improves health outcomes for individuals, the health status of communities, and the cost effectiveness of the delivery system.
V-Cap looks in invest in improved care for vulnerable populations – frail seniors, at-risk youth, people with serious and persistent mental health and substance use disorders, people with disabilities, and adults with medical complexity such as multiple chronic diseases.
Frontline caregivers – medical assistants, health aides, direct support professionals, technicians, translators, counselors, health educators – are often closest to the health consumer and critical to making healthcare more person-centered and consumer empowering. These jobs are also essential pathways to careers in communities that may otherwise lack opportunities for economic development. V-Cap seeks investments that improve job quality and the economic health of communities in need.